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The Power to
Get Paid Faster

Take control of your cash flow

It is time to get paid sooner so you can get more done. With fast, flexible access to low-cost capital, C2FO helps you turn invoices
into opportunities — today.

Fast
Two clicks gets you paid early, in as little as 24 hours
Flexible
Select your invoices, discount rates, and payment dates
Easy
No contracts, no fees — just the capital you need now
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On-Demand Capital
for Every Business

C2FO is the only working capital solution that allows suppliers to get invoices paid early, when they want, at a discount they select using our patented Name Your Rate® technology. No loans, factors, paperwork or hassle. Just one click to set your rate, and if accepted, a payment that was to be made in 30, 60 or 90 days is made immediately. Why borrow working capital when you can accelerate it instead?

With fast, flexible access to low-cost capital, every business can gain total control over their cash flow and unlock the potential in their balance sheet like never before.

Trusted by Leading Indian and Fortune 100 Companies

Asian Paints Logo
Cipla Logo
Escorts Logo
Pfizer logo
Logo featuring the text "Reliance SMART" in red and blue. The word "Reliance" is in red, accompanied by a stylized blue icon resembling an 'R' above it, while "SMART" is showcased in bold blue lettering, symbolizing innovative working capital solutions.
Philips logo
Royal Enfield Logo
The logo of Aditya Birla Group features a geometric design with red, orange, and yellow segments forming a stylized sun. Below, in bold red capital letters, reads "Aditya Birla Group," symbolizing their dynamic working capital solutions.
Logo of Tata Consumer Products. The bold, blue text "TATA" is seamlessly followed by "CONSUMER PRODUCTS" in a standard blue font, all against a transparent background. This emblem combines the essence of innovation and working capital solutions in its design.
Logo of Pidilite Industries featuring the text "Pidilite" in blue beneath a stylized design. The design includes a blue arc symbolizing a horizon with a yellow oval above it, representing a rising sun, embodying innovation akin to their working capital solutions.
Amazon logo
Thermo Fisher Scientific logo
HP logo
Intel Logo
Daikin Logo
Asian Paints Logo
Cipla Logo
Escorts Logo
Pfizer logo
Logo featuring the text "Reliance SMART" in red and blue. The word "Reliance" is in red, accompanied by a stylized blue icon resembling an 'R' above it, while "SMART" is showcased in bold blue lettering, symbolizing innovative working capital solutions.
Philips logo
Royal Enfield Logo
The logo of Aditya Birla Group features a geometric design with red, orange, and yellow segments forming a stylized sun. Below, in bold red capital letters, reads "Aditya Birla Group," symbolizing their dynamic working capital solutions.
Logo of Tata Consumer Products. The bold, blue text "TATA" is seamlessly followed by "CONSUMER PRODUCTS" in a standard blue font, all against a transparent background. This emblem combines the essence of innovation and working capital solutions in its design.
Logo of Pidilite Industries featuring the text "Pidilite" in blue beneath a stylized design. The design includes a blue arc symbolizing a horizon with a yellow oval above it, representing a rising sun, embodying innovation akin to their working capital solutions.
Amazon logo
Thermo Fisher Scientific logo
HP logo
Intel Logo
Daikin Logo

Record-Breaking Year
for C2FO

Business demand for better capital sources grows as C2FO surpasses $400 billion in working capital funding to customers and achieves its first $1 billion day in funding. Visit our newsroom to learn more about what this could mean for the future of trade finance.

A large digital billboard in the cityscape proudly displays a congratulatory message for C2FO's  billion daily achievement and 0 billion in global funding. Renowned for its working capital solutions, C2FO shares the spotlight with the iconic Nasdaq logo amidst towering buildings and vibrant billboards.

How Suppliers Win With C2FO

“We plan on our working capital requirement with an eye to the future. Early payments through a platform like C2FO will play a critical role in a recessionary environment.”

Siddharth Hegde
Founder and Managing Director, Ethinos

“Money reaching us at a time when it is most required – works wonders for our business. What is really impressive is that when C2FO commits a payment to us, we are 100% sure that the money will come.”

Dipak Pandya
Founder and CEO, Intec FRP Products

C2FO BY THE NUMBERS

40
Average Days Paid Early
2m+
Countries Served
20m
Invoices Accelerated in 2024
$100b+
Supplier Funding To Date
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“Working capital without risk or restrictions fuels innovation, business prosperity and the economy at large.”
Sandy Kemper
C2FO Founder and CEO

C2FO Serves Businesses Like Yours

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Unlocking cash flow

Businesses that want to unlock cash trapped by payment terms, enabling access to capital without the hassle of traditional loans or factors.
Learn More

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Achieving metrics

Businesses focused on improving key financial metrics including EBITDA and free cash flow.
Learn More

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Reducing barriers

Business owners who need working capital to grow and have been held back by the barriers inherent in risk-based underwriting.
Learn More

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Strengthening supply chains

Global enterprises focused on supporting their suppliers and providing additional financial support and opportunities to those that are diverse-owned and sustainable.
Learn More

Empowering Global Business

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Easy access without the hassle

Without loans or paperwork, it is easier than ever to access more capital to invest in your business.

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Complete suite of working capital products

Strengthen your business with options that deliver the right funding at the right time, for the right price.

Computer monitor icon with a green circle displaying a stylized white euro currency symbol, representing digital finance, online transactions, or financial technology.

Flexible, on-demand capital platform

See approved invoices from multiple customers in one place, select invoices to be paid early, and name your discount rate.

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Patented technology with a human touch

You can always rely on our team of trusted advisors to find the cash flow solutions that work for your business.

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An innovative win-win model

Our unique approach to dynamic discounting and supplier finance keeps cash flowing for suppliers and improves key financial metrics for buyers with more flexibility and speed.

How can we help your business grow?

Building a Better Financial System

We are building a truly inclusive global economy where every business has equitable access to low-cost capital.

We believe that when all global businesses have access to the capital they need to grow, we all win.

We offer an alternative to traditional financing options where suppliers can get paid early, and buyers are rewarded with returns on their cash. This innovative, win-win approach gets capital into the hands of businesses faster and at a lower cost.

As the world’s first on-demand working capital platform, we’re leveling the playing field for all businesses to achieve their goals.

Find Working Capital Solutions That
Work for Your Business

Start getting paid early, and discover options for getting more working capital into your business, so you can invest in your growth goals.