Early Pay Frequently Asked Questions

Once your customer approves your invoice(s), those invoice(s) will automatically reflect on the C2FO platform. You can simply ‘uncheck’ one or multiple invoices against which you do not need early payment. In case you still have a few questions, reach out to your dedicated Supplier Relationship Manager for support, and any assistance.

• You accelerate the payment date for your invoices by offering a discount or APR you would be willing to accept to receive early payment.
• Click on either the ‘Explore Opportunity’ or the ‘Build Your Offer’ button to begin.
• You will first create a recurring or a one-time offer to have your invoices paid earlier.
• You would select which customers you want to accelerate terms for on these invoices.
• One-time offers give you specific rate guidance, with three choices available. The ‘Express Accept’ option guarantees early payment on those invoices at the rate displayed. The ‘Trending Rate’ option is likely to be awarded based on market trends, ‘and comes with a high success percentage. The ‘You Choose’ allows you to choose from a range of rates likely to clear the market, and estimated success will vary depending on the rate you choose. 
• You can select “Advanced Options” and make your offer in APR vs a discount percent. An APR-based offer will likely clear faster. APR also allows you to make a clear comparison between C2FO and other financing options you might have.

As soon as your invoice is approved by your customer, you will receive your payment via your customer in as little as 24 hours, given the next day is a working day.

The discount you offer is completely up to you. C2FO is a marketplace, so the clearing rates change based on market conditions.

Using C2FO does not require changing contractual terms. C2FO does not affect any existing discounting on payment terms. Negotiated discounts are applied first. Any early payment through the C2FO marketplace is in addition to your negotiated discount.