Receive early payments on approved invoices
One platform for approved invoices
Accelerating MSME growth with faster working capital
Find your customers offering early payment
Answers to your questions about C2FO's cash flow solutions
C2FO Powers Early Payment Programs for the World’s Largest Companies.
Accelerate supplier payments with flexible funding options
Leverage streamlined supply chain financing with C2treds
Track, compare, and optimise your working capital position across your supplier network
Optimise your working capital position with expert CPSM® guidance
Implement working capital optimisation strategies with expert support
Get started with C2FO
Optimize your financial KPIs and working capital strategy with C2FO’s supplier financing solutions.
Featured Article
New TReDS Mandate Expands MSMEs’ Access to Capital. Learn more >
Featured Case Study
An Advertising Agency Considers C2FO’s Early Payment Platform as Its Most Dependable Alternative Source of Capital. Learn more >
Do work that matters with a team that cares. C2FO is proud to be one of the fastest-growing, most dynamic financial technology companies, with career opportunities available around the globe.
Recent News
C2FO Recognized at B20 South Africa for Driving Inclusive Growth Through Early Payments. Read more >
Strengthen liquidity with the right data, guidance and execution
C2FO Working Capital Optimisation helps enterprises strengthen cash flow, while supporting your suppliers. Our industry leading analytics platform combines C2FO’s industry network intelligence with 17 years of working capital management expertise to give you the clarity through extensive data analytics to confidently align your working capital position and programmes with your business goals.
C2FO provides the data backed insights and execution support to turn your supplier relationships into a powerful lever for cash flow optimisation and supply chain strength by unlocking your ability to finance supplier’s growth needs.
C2FO network intelligence powered by our 5.5+ million on-platform suppliers
81% of customers exceed working capital targets when partnering with our expert advisors.
Working Capital Optimisation projects are implemented within 3 to 4 months at a 80% spend conversion rate.
Working Capital Navigator
Understand how your business’ payment patterns and cash flow position compare to industry standards with C2FO’s network intelligence and work with C2FO’s experts to identify and execute on cash flow optimisation opportunities. Simply upload spend files to uncover working capital gaps, assess supplier payment and terms risk levels, and efficiently identify opportunities in a user-friendly platform.
Working Capital Advisors
C2FO Working Capital Advisors provide insight and direction with guidance customised to your supplier network and NAICS category. Experts support working capital optimisation across the entire lifecycle — from segmenting suppliers to drafting terms, defining exception policies, setting KPIs and monitoring performance. Clients who follow advisory best practices see high adoption (81%) of suppliers agreeing to new payment terms.
C2FO supports enterprises through the execution of payment terms projects, ensuring high success rates.